VAT Loans and VAT Funding

VAT Loan and Funding

options are available for those who wish to obtain extra funding to pay their VAT bills without affecting current cash reserves.
Here at VAT and Tax Finance, we specialise in VAT loans and finance, having extensive experience in obtaining fit for purpose VAT funding options from a variety of lenders to allow companies to spread the cost of their VAT bills.
VAT Loan Amounts

Funding amount and loan term

Fixed monthly payment VAT loans between 3 months and 5 years.

Funding amounts for VAT ranging between £2,000 to £10 Million, both secured or unsecured.

VAT Loan eligibility

Are you eligible for a VAT loan?

  • Has your business been trading for more than 1 year?
  • Are you seeking fixed monthly repayments on a rolling facility?
  • Do you have the last 3 months of your business bank statements?
  • Do you have your latest filed accounts?
  • Do you have a HMRC Bill?
  • Are you a UK registered Sole Trader, Partnership, Limited Company or LLP?
APPLY FOR VAT Loan

Apply for a tax funding facility

Quick and simple to arrange loans, we will contact you within 4 workings hours of your enquiry.

Apply now for a VAT loan with decisions in as little as 24 hours.



vat loan funding

The Benefits of Using VAT Loans and Finance Options


There are many benefits associated with the use of VAT funding facilities. If your company does not have adequate funds to pay its VAT bill or you wish to free up cash for other areas. The use of a VAT loan can be a vital cash injection.

The impact of not paying your VAT bill on time is far from ideal, with HMRC imposing a fine of up to 15% of your bill for late or non-payment of VAT bills. The use of a VAT loan can reduce the impact of late payment penalties and increase your spending power, allowing your business to operate efficiently.

Benefitting from fixed monthly payments and loan terms allows you to spread the cost of your VAT bill, take control of your company finances and reduce the impact of large VAT bill payments.

The use of VAT bill loans can be tax efficient funding as your repayments may be offset against taxable profit.

Frequently Asked Questions

How long does it take before I get decision on my VAT loan?

As little as 24 hours in most cases.

How long can you spread the loan over?

Typically 3 months as in almost all cases there is a VAT bill to pay every quarter.

Can the facility be taken every quarter?

Yes, credit depending (note you’re not obliged to take the facility every quarter).

Can I finance my VAT bill after I have paid it?

Yes, you can finance your VAT bill up to 14 days after after you have paid it.

Can I finance VAT after the VAT due date?

Yes, you can finance a VAT bill up to 14 days after its due date.